Getting Started With Medicare
People are often at a loss when it comes to knowing how to get started with Medicare. They get mailed massive amounts of information about Medicare. They go to friends, family and websites looking for advice and answers, and come away more confused. Then there are the unwanted phone calls from call-centers, pressuring them to give out their personal information and buy a Medicare plan over the phone. Getting started with Medicare can be very frustrating.
The good news is that leaving your employer’s healthcare plan and getting started with Medicare, with the help of a local independent agent, can be as painless. Anything new, such as dealing with an unfamiliar airport for the first time, can be overwhelming. Our anxiety level can be easily lowered though by navigating that same unfamiliar airport with the help of someone who's been there before and knows it well.
I have helped hundreds of individuals with Medicare. I've guided them stress-free through the steps involved in a Medicare enrollment. By following the timeline below, your Medicare enrollment can also a stress-free experience. If followed, you will understand the different parts to Medicare. You'll have a Medicare plan that you understand, and know how it works. And you'll avoid any late enrollment penalties.
Medicare Planning Checklist for a Successful Enrollment
6-8 Months Prior To Needing Medicare As Your Primary Health Insurance
· Request a free “Getting Started With Medicare” booklet from us. This easy to read 20 page booklet will give you a wealth of information on topics such as:
o The Eligibility Requirements for Enrollment
o Your Medicare Coverage Choices
o Breakdown Medicare Parts A, B, C and D
o Your Anticipated Medicare Costs
o How Medicare Supplement / Medigap plans work
o How to Enroll in Medicare Benefits
4-5 Months Prior To Needing Medicare As Your Primary Health Insurance
· If you’re not yet collecting Social Security benefits, Enroll in Medicare Part A B by contacting your local Social Security office or going online at their website (SSA.gov). You must have Part B if Medicare is going to be your primary health insurance.
· If you’re switching from an employee-sponsored healthcare plan, meet with your benefits administrator as they will have information they need to go over with you.
2-3 Months Prior To Needing Medicare As Your Primary Health Insurance
· You should receive your Medicare card with your Medicare Beneficiary Identifier number (MBI) and Part A & Part B Effective Dates if:
o You’ve already enrolled in Medicare at your local Social Security Office or online at www.SSA.gov in the prior month.
o And Medicare will be your primary healthcare insurance.
· Call me for answers to your questions or to set up a one-on-one meeting to help you enroll. Phone # 765-412-6492 or email: brian@butzinsurance.com.
· When possible, work with an independent Medicare broker/agent. They are able to compare the costs and benefits of the leading carriers' plans available in your area. Getting help from independent agents is free, and the service they provide through annual coverage reviews and advocacy on your behalf is invaluable.